Mortgages are now regulated by the Financial Conduct Authority.

The Financial Conduct Authority (FCA) is a financial regulatory body in the United Kingdom, but operates independently of the UK government, and is financed by charging fees to members of the financial services industry.



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Hello From RJ Mortgage Finance







Can we help you?


Our location - please call to book an appointment - we are based at

Regus Office 167 City Rd, London EC1V 1AW  - Appointments are by arrangement only so please call 0208 245 8464 or 07881802962 to discuss your situation and to book an appointment. We can also meet in the Regus office Enfield if that suits better.

( nearest Tube station is Old Street and a 5 minute walk )

Interest rates 

Bank of England Base Rate on hold and remains at 5.2500% (21/03/2024).

The next meeting is 20/06/2024


What we do for you 

At RJ Mortgage Finance we aim to provide a quality service to all our clients. 

We will provide a no nonsense approach to the world of residential and commercial mortgage finance and insurance provision.We aim to locate the most suitable mortgage finance and insurance plans for our clients.

 Our services -  

  • Residential Mortgage Finance Broker - residential and Buy to Let Finance.

  • Commercial Mortgage and Bridging Finance - we may introduce you to specialist 3rd parties

  • Auction Finance available
a little video about mortgages..
  • Insurance Services - We will provide a full advice and arrangement service regarding protection to individual borrowers, families and corporate cover.   

  • Access to a number of on-line conveyancers for all your property legal work.

  • Pension and investment advice by recommended local specialists
  • Wills, Trusts and Lasting Power of Attorneys arranged by will writer
  • Equity release advice by recommended local specialist
  • For specialist professional advice and a personal mortgage service please contact us

Please note we may record telephone conversations and client meetings to ensure we fully understand your requirements.

In addition keep up to date with RJ Mortgage Finance and visit -

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We offer Comprehensive mortgage advice and for our services we charge a reduced fee, as we are paid fees from our lenders. There will be a fee for arranging your mortgage and the precise amount will depend upon your circumstances.Please do call for guidance as you will be fully appraised before we start any work on your behalf. This fee will typically be between £395.00 and £699.00, depending on the type of mortgage that you are arranging.

The Legal's -

Residential Mortgages in the UK are regulated by the Financial Conduct Authority.

RJ Mortgage Finance is a trading name of Richard Johnson who of  is an Appointed Representative of Mortgage Next Network Limited which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www. ( ) under reference 300866

The guidance and/or advice contained within this web site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Terms and Conditions: please view the links below and view our Terms and Conditions and our Privacy notice.

For specialist professional advice and a personal mortgage service contact us by

The Principal
RJ Mortgage Finance


Your home may be repossessed if you do not keep up repayments on your mortgage.

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